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Dani: "I would ask why would mortgages be offered to islanders by them? " Well, some islanders have already mortgaged rather more than their homes, so why not go the whole hog? We have seen here how dependency on the SEM shilling causes the folks to shift their allegiance and opinions, so the more dependency the better. All “proper” Sarkese must remain perversely and fiercely independent - and it's now up to CP and Colin Kniveton - and ESPECIALLY the UK government who has allowed this situation to develop against all warnings - to provide a better and dependency-free way forward.