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AJ Sorry if that puts you off, but some topics are too complex to get across in shorter posts to those such as Spartacus who need to be told something 10 times, in 10 different ways, before the penny finally drops. Most other posters don't tend to jump in with both feet unless they really know what they are talking about. In the case of a pension scheme, we are talking about a current £320m black hole, which has huge implications for every one of us. Not sure about you but I think that's worth getting a full understanding about, because our politicians seem unwilling to confront it. I'm not even sure that more than a handful of them actually understand the implications either, which is truly frightening. It would be nice to hear what regular deputy posters like Dave Jones and Matt Fallaize have to say about it, and especially Gavin St Pier - all noticeably silent. Have they been gagged?