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Spartacus Don't flatter yourself. Not a thorn in my side at all desite your "deliberate provocation" admission. A pain in the ar*e most certainly. But you haven't "handled my responses" at all. You've merely demonstrated your sheer ignorance on pensions and numerous other related topics and have just kept ramming home that message so that none of us have been left in any doubt whatsoever. I have indeed used two pseudonyms on the pensions thread and I confirmed the other one to you. I haven't used any other ones for ages, probably a couple of years. So I'm afraid your little theory fails. Try it on somebody else at your kindergarten.