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Phil The facts are that reports of HMV closing in the UK have resulted in the loss of 4,000 jobs as their stores and distribution network close. Fact number 2 is that the UK are billions of pounds in debt. Perhaps you can point out which one of those facts is misleading the public. Fact no 3, Is that this island has done remarkably well througout this global meltdown and although we have seen some contraction in bussiness and jobs, we continue to attract bussiness and are working hard at seeing what we can do to diversify the economy. All the doom and gloom merchants will be proved wrong and I am more than convinced that Guernsey will come through this difficult period and continue to prosper. That is my opinion and you are entitled to take a different view.