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Thanks Dave, so let's do away with the waffle and cut to the chase. You say that 120 lost their jobs due to LVCR, are you seriously suggesting that the change in the rules directly led to 120,000 people in the UK becoming unemployed? That would plainly be nonsense, so that would be bet number 1 in the bag for me. Interesting to hear you have "no idea" what the umemployed figure might be by the end of 2014, obviously all the time you spend "around the Policy Council table" discussing "what is going on" doesn't actually priduce much in terms of predicting the future of our economy. So do you fancy taking my bet on then, it's still there if you want it? If you can find many "business leaders" who share your rosy view of Guernsey's short and medium term future I'd love to know who they are. Higher unemployment, a fall in property prices, a real terms increase in taxes and reduction in living standards, those are the realities Dave, and you and Kevin Stewart spouting nonsense to the contrary only leads the public further down the road of not believing a word of this falsely optimistic claptrap that politicians seem intent on spewing forth. Here's another question for you; when was the last time a government's forecast for economic growth was revised UPWARDS? Despite the saying "never underestimate the stupidity of the general public" there are many of us who prefer to live in the real world rather than the fantasy land that our leaders would have us believe. Remember when the former Treasury and Chief minister assured us that we could "grow our economy" to compensate for the loss of revenue due to 0/10? It is YOU who have your finger in the air (makes a change from up your "nose") my arguments are based on evidence, not pie in the sky predictions dreamt up by people who are of limited economic intelligence.