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You can interpret comments as personal insults if you like, personally I'd just say it was the truth. Why are my comparisons meaningless? You were the one who said that the UK had been hit harder than Guernsey by the removal of LVCR, now that I have proved you wrong you say "my" comparisons are meaningless, quite unbelievable!! You do not live in the "real world" when it comes to Guernsey's short to medium term economic future Dave, which is of course what I was referring to, rather than your day to day dealings with some of the less fortunate in our society. I stand by all of my predicitons re unemployment, property prices etc, and I'm very surprised that someone as economically astute as yourself (particularly with more information to hand than little old me) is not willing to wager a few quid for charity on the 2014 jobless figures. I look forward to hearing the names of the "business leaders" that share you and Kevin Stewart's views, good luck in finding them, in my world they are virtually non-existent. I wonder if Gavin St Pier and Peter Harwood are similarly optimistic, it's interesting to see that the two people on the policy council with the most financial nous have remained pretty quiet on our economic future, which speaks volumes.