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I now live in Spain having held an a/c with HSBC for many years in Guernsey & was told in December that my a/c will close on the 7th March this year. As I travel to the Island frequently (spending around 3 mths each year there) & am a joint a/c holder with my daughter who is resident, have my Guernsey pension paid into the a/c so that I can cater for costs when travelling to & from the island I have written to say this closure does not make sense. 3 wks later & I'm still awaiting their decision.