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Peter "Why would anyone want an account in Guernsey when they live in France" you ask. To help your understanding, they probably have both income and expenditure arising in Sterling from Guernsey and UK financial investments. Undoubtedly in this day and age, banking regulations require they supply domestic tax numbers to the Guernsey Bank & declare any interest in their country of their residence. It appears you wish to think the worst of the very people who have helped fund the Guernsey Economy of 3 decades. As well as Guerns who by choice live abroad so easing your housing shortage.