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GM Look, if you would rather have teachers and other states workers on higher salaries to make up for the cut to their pension that is another matter. This would give them the opportunity to save to make up the shortfall in their pension needs but the States would then have no control if they chose to spend that money on other things. Making a cut to their pensions and expecting them to then find extra hundreds a month in savings without any extra salary is unrealistic. I am pleased that you agree with me that Guernsey is solvent. There is no evidence that liabilities will outgrow economic growth and growth of the assets. The actuaries are employed to advise on this and have made no such predictions.