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Ernie. You ask... 'how do you convince someone using oil heating to change their entire heating system at their cost? ' I would say they probably can't afford not to! The cost of oil is only going to go one way.... up! Replacing an oil fired water & heating system with an air source heat pump and solar PV's will reduce yearly energy costs by approx 80%. The average pay-back time is between 6 & 9 years. Prior to doing any of that tho' should be insulation, insulation and then some more insulation. By far the cheapest and most effective way to reduce energy bills. I agree with all your suggestions.
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