‘Immoral’ rules leave a widow with no pension

Thursday 18th August 2011, 2:30PM BST.

Carol GallienneA WOMAN who gave up work to care for her dying husband has lost her home and been left living on sickness benefit.

Carol Gallienne, 41 (pictured), is too young to qualify for the bereavement allowance – which is payable for up to a year and was brought in to replace the widow’s pension in 2004.

She spoke to the Guernsey Press to highlight the plight of young widows in the island.

Her labourer husband, 61-year-old Michael, died after 40 years of paying his social security contributions.

Mrs Gallienne is unable to work as she has suffered from depression since her husband’s death, and is getting by on sickness benefit of £132.23 a week.

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  1. 1
    william

    dont all people deserve the same, is guernsey saying this women is to young to feel the loss of a loved one

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  2. 2
    pbfalla

    Another guernsey shambles

    Hold your head in shame

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  3. 3
    Sarah

    This is so sad because Mrs Gallienne gave up her job to help look after her husband and the states can’t give her a widows pension or help out alot. She lost her flat as well, Im glad her family can put her up with them and now she can’t work because she has depression I am not surprised. You know what p@ me off when you walk down to the town church and you see the kids there hanging around with kids of there own I’m sure they are getting more money per week to live on then Mrs Gallienne. It’s a shame like she said her husband worked 40 years and paid SS until he could not work anymore I’m sure the kids with kids never done a days work in there life time. Good Luck to Mrs Gallienne Im sure intime it will get easier bless you good luck for your future……

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  4. 4
    karen

    Ageism. This unfortunately seems to be another way to fill the black hole….

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  5. 5
    A.J.

    Yet another case of the States lacking in ‘common sense’.

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  6. 6
    russm

    The GP said her husband died in 2009.

    The pension would only have been £30 a week more than she currently receives in sickness benefit and I’m sure she would be able to get help with rent from the States.

    I think this is one of those stories that the GP has been waiting for since the change in the bereavement allowance. Mrs Gallienne nust have been only 40 when her husband died so under the old rules if she had been a few months younger she wouldn;t have qualified either.

    Whilst I have sympathy I don;t believe the change in the rules was unreasonable.

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  7. 7
    Matt

    The widows’ pension law change was always going to create situations like this, and there will be many more, exponentially, as time goes on… The thinking behind the change and the logic behind not doing something about it recently is a very closed-off, one-dimensional one, not taking into account the complexities of such situations…

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  8. 8
    Chris

    Whilst I sympathise at her loss, what is there now to stop this lady going out to work? I agree she may need temporary help, but surely no one can in this day and age expect the state, ie you and me to pay her a widows pension so she can stay at home for the next 20 years until she gets an old age pension?

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  9. 9
    W H Bonney

    Russm – As I read it he had a stroke in 2009 & got worse since, but I may be wrong…

    At the end of the day its just another instance of the States of Guernsey turning against their own…

    However if u have no job, u are not local & u have 2 kids in tow then please let us know where to send the money…

    Disgrace

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  10. 10
    Steve

    Carol Gallienne’s husband worked all his life paying into the system and this is how the system rewards his work, giving his wife nothing after he has passed away??? What a kick in the teeth. How disgusting!!! Who is it in the States that plays God with peoples lives and feels they are justified to pay a widow nothing and lay abouts everything!!

    This Island is being run by fools!

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  11. 11
    maureen

    MRS GALLIENNE WAS 41 WHEN HER HUSBAND DIED FOUR WEEKS TOMMORROW. WHY SHOULD SHE NOT BE ENTITLED TO THE SAME AS ANY OTHER WIDOW,AGE SHOULD NOT BE AN ISSUE.SHE SHOULD BE ALLOWED TO GRIEVE INSTEAD OF WORRYING ABOUT MONEY.NOT ONLY HAS SHE LOST HER HUSBAND BUT ALSO A HOME THAT SHE SHARED MANY HAPPY HOURS IN THE COMPANY OF HER HUSBAND. GUERNSEY IS CHANGING AND SADLY NOT FOR THE BETTER I HAVE WATCHED GENERATIONS OF FAMILIES WHO HAVE NEVER WORKED BUT BEEN PROVIDED WITH NEW PRAMS HOUSES DECORATED FOR THEM WHILST HARD WORKING LOCALS MAKE DO WITH SECOND HAND IT STINKS JUST AS THE WHOLE SYSTEM DOES. WE PAY OUR STATES INSURANCE AND ITS TIME THE LOCAL PEOPLE ARE ALLOWED TO KNOW EXACTLY WHERE OUR HARD EARNED MONEY IS GOING BECAUSE ITS CERTAINLY NOT GOING TO THE DESERVING. IF MRS GALLIENNE WAS NOT ON THE SICK WOULD SHE HAVE BEEN EXPECTED TO RESUME WORK AS SOON AS.SOCIAL HANG YOUR HEADS IN SHAME.

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  12. 12
    Wil

    If you don’t need it when you are 40 then why do you need it when you are 60 or 80 or any other age? I would like the states to explain why, in the case of the one year bereavement allowance, age matters? Explain to me why.

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  13. 13
    pbfalla

    Maureen

    Bravo Bravo

    The truth often hurts the small minds of guernsey

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  14. 14
    HM

    I have many sympathies with Mrs. Gallienne and I agree that she should never have been left in this state by Social Security, however I do concur with Chris (above) that there is no reason why Mrs. Gallienne cannot get a job now and work for the next 24 years to support herself.

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  15. 15
    Temp expat

    Mrs Gallienne is a young 41, if she could manage to have a child out of wedlock, all her worries would be over…!!

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  16. 16
    damo

    This is disgusting…

    Someone enduring the grieving process and battling depression should be given all the help we can give her and not just financial help.

    It’s the work shy scroungers who have taken money away from this woman. If you are taking money and not working and not ill, you should hang your heads in shame.

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  17. 17
    St Marcouf

    In my view, it is more to the point to question why any widow, widower or anyone else should be entitled to receive bereavement benefits at all in the first place.

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  18. 18
    Karen

    Gave up work?

    The article yesterday led me to believe that Mrs Galliene gave up work some time ago but unless I am very much mistaken (or this lady has an identical twin), she was working at L’Islet Post Office very recently on most days.

    It is sad that Mrs Galliene is not entitled to bereavement allowance as having had to cope with something like this must be so hard. I don’t, however, feel that she should be entitled to States pension payments that would have been taken by her husband (when he reached 65?) on the basis that she is not a pensioner herself and has a significant enough life span (hopefully) ahead of her in which to take on gainful employment.

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  19. 19
    Martino

    Well said St Marcouf. A sensible post at last. If she’s 41 and fit to work she should get a job. If she can’t find a job she should claim unemployment benefit. If she’s not fit to work she should claim disability/sickness benefit.
    Does she really expect the rest of us to support her non-working lifestyle for the next quarter of a century until she she reaches the age at which the rest of us are entitled to a States pension?

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  20. 20
    Cheesed Off

    @ St Marcouf

    Do you have any idea how difficult it is to deal with being widowed? Do you know how expensive funeral costs are? Do you know how hard it is to suddenly have to adjust emotionally and financially?

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  21. 21
    Phil

    St Marcouf

    We agree on something!! Wonders will never cease……

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  22. 22
    maureen

    I think some people may be missing the point Mrs Gallienne will work again she is not workshy,just wanting time to grieve and it should be equality for all ,other widows get a year why not her.interesting that the states want to pay new mothers 6 months money to stay off work,such a happy time for them. I was back at work after having my child after 2 days and my children were loved and cared for and turned out fine.

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  23. 23
    Karen

    Phew – thanks for clearing that up TiG…thought I was overdue a trip to Specsavers.

    St Marcouf – are you really that heartless? You seem to have a great dislike for anyone in society who might need a helping hand.

    A bereavement grant probably barely touches the sides in helping somebody to come to terms with their loss but at least it helps to ease the financial burden slightly. Can you truly begrudge that?

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  24. 24
    Terry Langlois

    The whole bereavement grant idea seems a bit odd. Is it only widows that qualify?

    If the idea is to ease the pain of the loss, then why do widowers not get it? Men suffer as much as women in that situation.

    We all suffer terrible loss at some points in our lives, but I am not convinced that it is appropriate for us to pay an allowance to everyone who suffers personal loss or emotional heartache. If someone has a genuine financial need then there are benefits that are available to cover all sorts of situations (such as not being able to work or having nowhere to live), but I do not think that the loss itself should give rise to a payment. Any such scheme should apply to none or apply to all, and I would prefer it applying to none.

    My understanding is that this allowance was brought in to soften the blow of removing another oddity – the widow’s pension which again was not paid to widowers in identical situations. In the modern age there is no justification for differentiating between men and women when determining benefits (maternity aside obviously). Women stopped being passively dependant on their working husband many years ago.

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  25. 25
    Unemployed Dude

    Whilst the welfare state continues to offer never ending easy well-fair handouts one can’t knock another for choosing that option!

    The system has shaped these people. The same system needs to shake up the bone idle apologists and scroungers to equip themselves with the skills to work for a living instead of holding their hands out.

    I get £514 per week for sitting on my backside watching Jeremy Kyle and playing my PS3 whilst getting stoned all day. I am thinking about being a professional gamer with all the practice I have had.

    Alcoholics and drug addicts are given money to spend on alcohol/drugs and deemed unfit for work because they are intoxicated. It don’t make sense. She would be happier in work instead of wallowing in self pity. She might even meet a new man closer to her own age.

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  26. 26
    carolv

    feel i must reply mrs gallienne is wonderful lady who gave up her job to look after her husband and cared for till he went in hospital where he died she was along with her twin sister and other members of family every day she is in mourning and deserves to something from states widows allowance to help well she has depression she is not scrounger as for last comment she dont want another man she loves her husband and wants him but cant let me ask you have you who are giving wrong opions ever been and see someone you love in morgue i have and so has mrs gallienne this girl is sufffering from grief and depression come on states give her some money and she dont want chrildren

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  27. 27
    Headbanger

    @Terry Langlois

    In answer to your question, Bereavement allowance is paid equally to widows or widowers (between the ages of 45 and 65)

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  28. 28
    Leliya

    Makes 0 sense.
    It was called the Widows Pension – she is a widow.
    Its now called the Bereavement Benefit – she is bereaved.
    It doesn’t mention age anywhere. It’s a ridiculous notion to say that she’s “too young to be a widow/bereaved” which is essentially what they are saying.

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  29. 29
    Toni Bandinee

    Appalling, how much did the Guernsey Water spent on Trees at St Andrews Quarry facility ? States of Guernsey must be transparent and accountable.

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  30. 30
    Town Dweller

    Simple. A widow should be allowed at least 50% of her husband’s contributions or pension.

    It seems wrong that Mrs Gallienne will get nothing of the ‘subs’ her husband paid into the pot.

    Also I hate to think what the unemployables outside Wheadon House are getting out of Mr Gallienne’s contributions

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  31. 31
    St Marcouf

    Cheesed Off and Karen

    Grief is a painful emotional state, which like other painful emotional states is not an illness, is not crippling and is a fact of life, so it shouldn’t merit special financial treatment.

    Even supposing it does merit special financial treatment, why in limiting that treatment to spouses should their bereavement be deemed to be any greater or more difficult or more worthy than an unmarried person’s bereavement over someone else? To my mind it shouldn’t be.

    Also, if you want to have a funeral for your spouse, why on earth should public funds be used to pay for it? Again, to my mind they shouldn’t be.

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  32. 32
    di

    St marcouf have you never heard of depressive illness?.

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  33. 33
    Terry Langlois

    Headbanger – thank you for confirming that. At least the bereavement allowance is fairer than the old widow’s pension then.

    I am not quite sure why bereavement over 45 is seen as worthy of state aid, whereas bereavement under 45 is not. And as St Marcouf says, it seems unfair on unmarried couples.

    I say scrap the whole thing and make sure that there are sufficient benefits for anyone in genuine financial need, no matter how they get there (ie bereavement or otherwise, married or not)

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  34. 34
    Terry Langlois

    Town Dweller – despite the headline, this is not about the pension. She does not seem to be complaining about the pension as she is not of pensionable age herself. Quite rightly, she does not seem to be asking to be able to draw her pension just yet.

    When she is of pensionable age, she will qualify.

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  35. 35
    Karen

    @St Marcouf

    Grief is not crippling? Your justification of this statement is what?

    Trust me – for many people, grief can be absolutely crippling for a long time.

    I kind of see where you are coming from with your point as to where does bereavement that warrants a need for benefits start (ie losing a spouse, partner, parent, child) and why should one be more worthy than another. The logic of the current provisions must be that a spouse is usually a contributor to the household income and therefore the loss of that person creates a significant financial hardship on the person/s left behind.

    Wherever this definition begins/ends…the fact is that Mrs Gallienne left work to nurse her husband (thereby saving the States money) and now that he has died and she is left distraught and currently unable to work, she is not liable to receive a bereavement allowance. This seems to be a harsh result of legislation that may not have been fully thought through for all circumstances.

    Oh – and how an you say that depression (an ‘emotional state’) is not an illness? Are you a GP or other qualified professional? Mental health is just as valid as physical health. Something that this island has a long way to go to realise the full implications of.

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  36. 36
    St Marcouf

    Di/Karen

    Grief is a set of emotions and not a mental illness. If grief descends into mental illness such as depression then it will fall within the remit of sickness benefit.

    I used the word crippling in the literal sense.

    I take your point on the logic behind the benefit, in which case perhaps it should be means tested.

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  37. 37
    DI

    Karen i agree with your post entirely.

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  38. 38
    Karen

    St Marcouf,

    You must have been lucky enough to not ever have suffered circumstances in which you have been severely emotionally affected(although with some of your posts I wonder if there is much emotional capacity there).

    Grief can be much more significant than being merely ‘a set of emotions’ and can be absolutely debilitating. The term ‘grief stricken’ is very apt

    Whilst it may not be an illness in the technical sense it does not mean that it cannot leave someone’s life crippled or indeed lead to diagnosable depression.

    Your post seems to be suggesting that nobody should be entitled to a bereavement grant. Any grant given is not necessarily to fund funeral expenses (although it may help) but as financial assistance for someone at a time where it could be much needed and appreciated and enable the beneficiary to have breathing space and time to start to piece their life back together.

    As for means testing, just what you need on top of everything else….a raft of red tape and forms to wade through. I don’t have any problem with the current arrangement (other than questioning why age in this circumstance should be relevant). I was agreeing that bereavement is not confined to the loss of a spouse.

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  39. 39
    carol v

    mrs gallienne did give up work to look after her husband grief is really bad thing can lead to depression i know from experiance i know mrs gallienne and know what she been through i seen her when her husband was bad and after he died that was grief why should she not be allowed money because she not 45 i have seen people who just ring up social and say am short this week they give them extra i wont give names but if social can give these people all they want why cant they help mrs gallienne with her bereavementi also know she wants to work but finds it hard coming to terms with the death of her wonderful husband

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  40. 40
    St Marcouf

    Karen, I suffered dreadfully from homesickness as a young child for years, which is a very similar feeling to grief and is really a form of grief – one which struck multiple times each year, had to be hidden from others, and by definition couldn’t be dealt within the comfort of one’s own home or amongst family.

    The only remedy was to maintain a stiff upper lip and just get on with it. C’est la vie.

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  41. 41
    DI

    Its the same old thing the scroungers are treated better than the honest working people that have paid contributions year in and out.This alone is enough to cause depression .Its a disgrace you have to be 45 i have no faith at all in the states.I feel for mrs Gallienne its SO unfair i suffer with depression its a nasty illness.

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